Fair Housing Certificate License in Virginia
Quick Answer
Virginia requires 20 hours of NMLS-approved education, passing the SAFE MLO Test, a background check, and licensing through the Bureau of Financial Institutions via NMLS.
- Education Required
- 20 hours
- Exam
- NMLS SAFE MLO Test
- Timeline
- 1-3 months
- Renewal
- Every Annually (December 31)
Requirements
Fair Housing Certificate license in Virginia
Fair Housing Certificate Salary in Virginia
Entry Level
$42,210
Median
$79,600
Experienced
$166,530
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Fair Housing Certificate in Virginia.
- 1
Complete Education Requirements
Specific course required
- 2
Pass the Required Exam
No exam required — NMLS SAFE MLO Test
- 3
Submit Your Application
File your application with the licensing agency.
- 4
Receive Your License
Processing typically takes 1-3 months.
Fair Housing Certificate Licensing in Virginia: What to Know
Virginia licenses mortgage loan originators through the Bureau of Financial Institutions within the State Corporation Commission. The COS database returned no MLO-specific listing for Virginia, only fair housing certificate results. Under the federal SAFE Act, all Virginia MLOs must complete at least 20 hours of NMLS-approved pre-licensing education, pass the NMLS SAFE MLO Test, undergo a criminal background check via fingerprinting, and authorize a credit report. Virginia processes applications through the NMLS system with annual renewal by December 31. Virginia requires 8 hours of annual continuing education.
Frequently Asked Questions
- How long does it take to get a Fair Housing Certificate license in Virginia?
- The process typically takes 1-3 months, depending on education completion and exam scheduling.
- What exam do I need for a Fair Housing Certificate license in Virginia?
- You need to pass the NMLS SAFE MLO Test. No exam required
Considering another state?
Compare Fair Housing Certificate requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 15, 2026.