Title Escrow Officer License in Texas
Quick Answer
Texas requires 20 hours of NMLS-approved education plus state-specific content, passing the SAFE MLO Test, a background check, and licensing through the Department of Savings and Mortgage Lending via NMLS.
- Education Required
- 20 hours
- Exam
- NMLS SAFE MLO Test
- Timeline
- 1-3 months
- Background Check
- Required
- Renewal
- Every Annually (December 31)
Requirements
Title Escrow Officer license in Texas
Title Escrow Officer Salary in Texas
Entry Level
$35,810
Median
$63,770
Experienced
$130,910
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Title Escrow Officer in Texas.
- 1
Complete Education Requirements
No educational requirements
- 2
Submit Background Check
Specific type of conviction prohibited
- 3
Pass the Required Exam
No exam required — NMLS SAFE MLO Test
- 4
Submit Your Application
File your application with the licensing agency.
- 5
Receive Your License
Processing typically takes 1-3 months.
Title Escrow Officer Licensing in Texas: What to Know
Texas licenses mortgage loan originators through the Department of Savings and Mortgage Lending. The COS database returned no MLO-specific listing for Texas, only escrow officer and real estate results. Under the federal SAFE Act, all Texas MLOs must complete at least 20 hours of NMLS-approved pre-licensing education, pass the NMLS SAFE MLO Test, undergo a criminal background check via fingerprinting, and authorize a credit report. Texas requires additional state-specific education hours beyond the federal minimum. Applications are processed through the NMLS system with annual renewal by December 31.
Frequently Asked Questions
- How long does it take to get a Title Escrow Officer license in Texas?
- The process typically takes 1-3 months, depending on education completion and exam scheduling.
- What exam do I need for a Title Escrow Officer license in Texas?
- You need to pass the NMLS SAFE MLO Test. No exam required
Considering another state?
Compare Title Escrow Officer requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 15, 2026.