Loan Originator Licensees License in Idaho
Quick Answer
Idaho requires 20 hours of pre-licensing education, passing the SAFE MLO Test, a background check with fingerprinting, and sponsorship by a licensed mortgage company through the Department of Finance.
- Education Required
- 20 hours
- Exam
- NMLS SAFE MLO Test
- Timeline
- 1-3 months
- Background Check
- Required
- Renewal
- Every Annually (December 31)
Requirements
Loan Originator Licensees license in Idaho
Loan Originator Licensees Salary in Idaho
Entry Level
$39,350
Median
$64,380
Experienced
$137,520
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Loan Originator Licensees in Idaho.
- 1
Submit Background Check
Felony convictions prohibited
- 2
Pass the Required Exam
State exam required — NMLS SAFE MLO Test
- 3
Submit Your Application
File your application with the licensing agency.
- 4
Receive Your License
Processing typically takes 1-3 months.
Loan Originator Licensees Licensing in Idaho: What to Know
Idaho licenses loan originators through the Department of Finance. The COS listing confirms 20 hours of pre-licensing education, a written exam, annual renewal, and criminal background check with fingerprinting. Applicants must have no felony convictions. Under the SAFE Act, Idaho MLOs complete 20 hours of NMLS-approved education, pass the NMLS SAFE MLO Test, and submit fingerprints for a background check. Idaho requires MLOs to be sponsored by a licensed mortgage broker or lender. Continuing education of 8 hours annually is required for license renewal. Idaho does not require additional state-specific education hours beyond the federal minimum.
Frequently Asked Questions
- How long does it take to get a Loan Originator Licensees license in Idaho?
- The process typically takes 1-3 months, depending on education completion and exam scheduling.
- What exam do I need for a Loan Originator Licensees license in Idaho?
- You need to pass the NMLS SAFE MLO Test. State exam required
Considering another state?
Compare Loan Originator Licensees requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 15, 2026.