Loan Officers and Counselors License in Delaware
Quick Answer
Delaware requires MLOs to be licensed through the Office of the State Bank Commissioner via NMLS, with SAFE Act education, testing, and background check requirements.
- Education Required
- 20 hours
- Exam
- NMLS SAFE MLO Test
- Timeline
- 1-3 months
- Renewal
- Every Annually (December 31)
Requirements
Loan Officers and Counselors license in Delaware
Loan Officers and Counselors Salary in Delaware
Entry Level
$44,510
Median
$80,760
Experienced
$132,000
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Loan Officers and Counselors in Delaware.
- 1
Submit Your Application
File your application with the licensing agency.
- 2
Receive Your License
Processing typically takes 1-3 months.
Loan Officers and Counselors Licensing in Delaware: What to Know
Delaware licenses mortgage loan originators through the Office of the State Bank Commissioner. The COS database provided only a generic reference to the agency website with no specific MLO details. Under federal SAFE Act requirements, all Delaware MLOs must complete at least 20 hours of NMLS-approved pre-licensing education, pass the NMLS SAFE MLO Test, undergo fingerprinting for a criminal background check, and authorize a credit report. Applications are processed through the NMLS. Delaware offers a temporary license for military spouses under expedited processing.
Frequently Asked Questions
- How long does it take to get a Loan Officers and Counselors license in Delaware?
- The process typically takes 1-3 months, depending on education completion and exam scheduling.
- What exam do I need for a Loan Officers and Counselors license in Delaware?
- You need to pass the NMLS SAFE MLO Test. N/A
Considering another state?
Compare Loan Officers and Counselors requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 15, 2026.