INSURANCE AGENTS & BROKERS License in Utah

Utah licenses insurance professionals as Insurance Producers through the Utah Insurance Department under the Department of Insurance. Utah's insurance market is growing rapidly alongside the state's booming population and economy, particularly in the Salt Lake City-Provo-Ogden corridor known as the Wasatch Front. Utah's technology sector, sometimes called Silicon Slopes, has created significant demand for commercial insurance products including technology errors and omissions, cyber liability, and directors and officers coverage. The state's exposure to earthquakes along the Wasatch Fault creates growing concern about earthquake insurance, though penetration rates remain low. Wildfire risk in mountain communities is also increasing. Pre-licensing education requires approximately 40 hours per major line of authority. Utah requires criminal background checks. The state has a relatively young population demographic, which influences demand for Life and Health insurance products. Continuing education is 24 hours biennially, including 3 hours of ethics. Utah participates in NIPR for non-resident licensing.