Adviser / All LOAs License in Maryland
Quick Answer
To become an insurance agent in Maryland, you must complete approximately 40 hours of pre-licensing education, pass the state exam, and pay about $250 in total fees. Maryland is notable for requiring producers to maintain Errors and Omissions insurance or equivalent financial responsibility by statute.
- Education Required
- 40 hours
- Exam
- Maryland Insurance Producer Exam (Prometric)
- Total Cost
- $250 (est.)
- Timeline
- 4-8 weeks
- Background Check
- Required
- Renewal
- Every 2 years
Requirements
Adviser / All LOAs license in Maryland
Estimated Costs Est.
- Application Fee
- $60
- Exam Fee
- $55
- Renewal Fee
- $60
- Total Estimated Cost
- $250
Cost Breakdown
Estimated costs for getting your Adviser / All LOAs license in Maryland. Values marked "Est." are extracted from official descriptions.
Enter the cost of your pre-licensing education program
Fees marked "Est." are extracted from official descriptions and may not reflect current pricing. Verify with the Maryland licensing board.
Adviser / All LOAs Salary in Maryland
Entry Level
$36,620
Median
$60,120
Experienced
$97,070
Source: Bureau of Labor Statistics. Salary data is for informational purposes only.
How to Get Licensed
Step-by-step roadmap to becoming a licensed Adviser / All LOAs in Maryland.
- 1
Complete Education Requirements
No educational requirements
- 2
Submit Background Check
No criminal record prohibitions
- 3
Pass the Required Exam
State exam required — Maryland Insurance Producer Exam (Prometric)
- 4
Submit Your Application
File your application with the licensing agency. Application fee: ~$60.
- 5
Receive Your License
Processing typically takes 4-8 weeks.
Adviser / All LOAs Licensing in Maryland: What to Know
Maryland licenses insurance professionals as Insurance Producers through the Maryland Insurance Administration (MIA). Maryland's insurance market is influenced by its proximity to Washington, DC, its significant federal workforce, and its diverse economy spanning technology, defense contracting, healthcare, and maritime industries. The Baltimore and DC suburban corridors are the primary insurance industry centers. Maryland requires pre-licensing education of approximately 40 hours per major line of authority, with courses approved by the MIA. The state has specific requirements around surplus lines and excess coverage. Maryland's exposure to hurricanes, nor'easters, and Chesapeake Bay flooding drives Property and Casualty demand. The state conducts criminal background checks and may deny licenses for certain felony convictions. Maryland requires all licensed producers to maintain E&O insurance or equivalent financial responsibility, making it one of the states with a statutory E&O requirement. Continuing education is 24 hours biennially, including 3 hours of ethics. Maryland participates in NIPR for non-resident licensing.
Frequently Asked Questions
- How much does a Adviser / All LOAs license cost in Maryland?
- The estimated total cost is $250, including application fees, exam fees ($55), and education costs.
- How long does it take to get a Adviser / All LOAs license in Maryland?
- The process typically takes 4-8 weeks, depending on education completion and exam scheduling.
- What exam do I need for a Adviser / All LOAs license in Maryland?
- You need to pass the Maryland Insurance Producer Exam (Prometric). State exam required
Considering another state?
Compare Adviser / All LOAs requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 14, 2026.