Insurance Adjuster License in Oklahoma

Oklahoma licenses insurance adjusters through the Oklahoma Insurance Department under two categories: independent/company adjusters who work on behalf of insurers, and public adjusters who represent the interests of insureds. Independent adjusters investigate, adjust, and negotiate claims for a fee or compensation. Company or staff adjusters are salaried employees of an insurer. Public adjusters may investigate and negotiate losses to property only. A state exam is required and continuing education is mandated for renewal. Felony convictions are prohibited. Oklahoma's catastrophe exposure (tornadoes, hailstorms) makes adjuster licensing particularly relevant for storm chasers and catastrophe adjusters operating in the state.