Public Insurance Adjuster License in New York
Quick Answer
New York licenses public adjusters (course + exam + CE) and independent adjusters (exam only) through the Department of Financial Services, with temporary permits available for catastrophe claims.
- Exam
- New York Insurance Adjuster Exam
- Timeline
- 1-3 months
- Background Check
- Required
- Renewal
- Every Every 2 years
Requirements
Public Insurance Adjuster license in New York
How to Get Licensed
Step-by-step roadmap to becoming a licensed Public Insurance Adjuster in New York.
- 1
Complete Education Requirements
Specific course required
- 2
Submit Background Check
No criminal record prohibitions
- 3
Pass the Required Exam
State exam required — New York Insurance Adjuster Exam
- 4
Submit Your Application
File your application with the licensing agency.
- 5
Receive Your License
Processing typically takes 1-3 months.
Public Insurance Adjuster Licensing in New York: What to Know
New York licenses both public insurance adjusters and independent insurance adjusters through the NYS Department of Financial Services (DFS). Public adjusters must complete a specific course, pass a state exam, obtain certification, and complete continuing education for renewal. Independent adjusters must pass a state exam but have no listed CE or education requirements. New York also offers a Temporary Adjuster Permit for unlicensed but otherwise qualified individuals to adjust catastrophe or emergency claims on behalf of authorized insurers; this permit requires no exam. The Department of Financial Services oversees all insurance adjuster licensing from its Albany office.
Frequently Asked Questions
- How long does it take to get a Public Insurance Adjuster license in New York?
- The process typically takes 1-3 months, depending on education completion and exam scheduling.
- What exam do I need for a Public Insurance Adjuster license in New York?
- You need to pass the New York Insurance Adjuster Exam. State exam required
Considering another state?
Compare Public Insurance Adjuster requirements across states.
View all states →Data from CareerOneStop (DOLETA/DEED). Last updated: February 15, 2026.