Public Adjuster License in Mississippi

Mississippi licenses public adjusters, independent adjusters, and emergency public adjusters through the Mississippi Insurance Department. Public adjuster applicants must be at least 21 years old, a Mississippi resident (or from a reciprocal state), trustworthy, have experience or special training in claims handling, pass an examination, and maintain a $50,000 surety bond or E&O policy. The license and application fee is $50. Emergency licenses are available during catastrophes for 90 days (extendable once) when certified by a licensed public adjuster. Mississippi also offers a Public Adjuster Trainee Registration ($50) for individuals undergoing training for up to 12 months. Business entities operating as public adjusters must obtain a separate license ($200) and designate a responsible licensed individual.