Public Adjuster Resident License in Florida

Florida licenses public adjusters through the Department of Financial Services, Bureau of Agent Licensing, under Florida Statutes 626.854 and 626.865. A public adjuster in Florida is anyone who, for compensation, prepares or files insurance claim forms, negotiates settlements, or solicits employment as a claims adjuster on behalf of insureds. Florida is a high-demand state for public adjusters due to its significant hurricane and catastrophe exposure. The state distinguishes between resident and non-resident public adjuster licenses. Florida requires applicants to pass a state licensing examination and applies through NIPR. The state has strict regulations on public adjuster solicitation practices, especially during declared emergencies.